Terms of Use

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

If you are accessing or using our Services on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to act on behalf of that entity and to bind that entity to these Terms.

To access certain features of our Services, you may need to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself.

Account Security

You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify us immediately of any unauthorized access to or use of your account. We cannot and will not be liable for any loss or damage arising from your failure to protect your account credentials.

Account Termination

We reserve the right to suspend or terminate your account, or otherwise restrict your access to our Services, at our sole discretion and without prior notice, for any reason, including if you violate these Terms.

Enrollment

By enrolling in our courses or subscribing to our Services, you agree to pay all applicable fees. All fees are stated in U.S. dollars and are exclusive of any applicable taxes, which you are responsible for paying.

Payment

We use third-party payment processors to process payments. By providing your payment information, you authorize us to charge your payment method for all fees incurred. You agree that your payment information will be stored and processed by our payment processors in accordance with their privacy policies.

Refunds

Our refund policy is as follows:

• For individual course purchases, we offer a 14-day money-back guarantee from the date of purchase.
• To request a refund, you must contact us within this 14-day period and have completed no more than 20% of the course content.
• For subscription services, you may cancel your subscription at any time, but no refunds will be provided for the current billing period.
• No refunds will be provided after the refund period has elapsed.

Cancellation

You may cancel your subscription at any time through your account settings or by contacting us. Upon cancellation, your subscription will remain active until the end of the current billing period, after which it will not renew.

Our Content

All content included in or made available through our Services, including but not limited to text, graphics, logos, images, videos, and course materials, is owned by USAFixConfirma or its licensors and is protected by copyright, trademark, and other intellectual property laws.

License to Use

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our Services for your personal, non-commercial educational purposes. You may not reproduce, distribute, display, modify, or otherwise exploit our content without our prior written permission.

Feedback

If you provide us with any feedback, suggestions, or ideas about our Services, you grant us the right to use that feedback without restriction and without compensation to you.

By using our Services, you agree not to:

• Use our Services in any way that violates any applicable law or regulation
• Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity
• Engage in any activity that interferes with or disrupts our Services
• Attempt to gain unauthorized access to our Services or any related systems or networks
• Use our Services to send unsolicited communications or advertisements
• Collect or store personal data about other users without their consent
• Upload or transmit viruses, malware, or other malicious code
• Engage in any activity that could disable, overburden, or impair the proper functioning of our Services
• Use our Services for any illegal or unauthorized purpose

General Disclaimer

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Educational Content Disclaimer

The information and content provided through our Services is for educational purposes only and should not be construed as professional financial, investment, tax, legal, or accounting advice. You should consult with qualified professionals before making any financial or investment decisions.

No Guarantee of Results

We do not guarantee any specific results from using our educational content, courses, or Services. Financial outcomes can vary widely based on individual circumstances, market conditions, and other factors outside of our control.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL USAFIXCONFIRMA, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, OUR SERVICES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO USAFIXCONFIRMA DURING THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

You agree to indemnify, defend, and hold harmless USAFixConfirma, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from or relate to your use or misuse of our Services, your violation of these Terms, or your violation of any rights of another person or entity.

We may terminate or suspend your access to our Services, at our sole discretion, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

We reserve the right to modify or replace these Terms at any time at our sole discretion. The most current version of these Terms will be posted on our website with the "Last Updated" date at the top.

Your continued use of our Services after any changes to these Terms constitutes your acceptance of the revised Terms. We will make reasonable efforts to notify you of any material changes, but you are responsible for regularly reviewing these Terms. If you do not agree to the revised Terms, you must stop using our Services.

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any legal suit, action, or proceeding arising out of or related to these Terms or our Services shall be instituted exclusively in the federal courts of the United States or the courts of the State of New York, in each case located in the City of New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us at:

USAFixConfirma
1250 Broadway, Suite 3700
New York, NY 10001

Email: [email protected]
Phone: (212) 555-7890